Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good chance at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.
We've been helping customers afford the home of their dreams for over 20+ years and we love what we do.
Company NMLS: #2038063
MA - Mortgage Broker lic #MB2038063
RI - Loan Broker lic #20214228LB
ME - Loan Broker lic #2038063
FL - Mortgage Broker lic #MBR6561
MI - 1st Mortgage Broker lic #FL0025448
TX - SML Mortgage Company lic #2038063
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